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Hi newbie after mortgage shortfall advice

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  • Hi newbie after mortgage shortfall advice

    Hi I’ve recently joint and after some advice please
    Hi I lost my home in 2009 the mortgage was £131000, and it was sold for £13600. They added on £36000 in charges ie missed payments, redemption fees , interest etc. What I wanted to know is are theses charges under the 12 or 6 year limitations.?
    any help would be amazing thank you
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