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Hello, I have registed on this site after reading numerous helpful posts regarding CCJs/default judgements. I am currently reaching the end of my tether, worrying about how to go about submitting a N244 application to set aside a CCJ I discovered on my credit report, dated May 2018. The debt is for a payday loan in 2011 which defaulted in April 2012, the CCJ was dated May 2018 with Motormile Finance. Despite the original claimant Poiunds to Pocket) having my address, the claim form and CCJ are linked to an address I have no association with, and have certainly never lived there. I moved at the end of May 2018 but my post was redirected for 9 months. I have never received any correspondence from Motormile Finance who apparently took over the debt in November 2016. The amount on the credit report also differs from the info that Northampton CC Business Park supplied me with. I have the N244 form and have tried to start putting it together but I'm going round in circles. I do owe the money and would have paid it straight away if I had been threatened with court action or received claim pack - the original creditor made repayment very difficult. In 2016 my partner had a heart attack and now has a life threatening heart condition, alongside a panic condition so I need to sort this out asap as to avoid any more undue stress and worry. If someone would be so kind as to point me to good examples of N244 applications and associated paperwork, I would be so grateful, I am an administrator but I'm afraid the court documents are so unfamiliar to me, I'm struggling a little and panicking quite a lot.
Any help would be so appreciated
Any help would be so appreciated
