I had a Mortgage with Northern Rock from 2004 then NRAM took over this Mortgage around 2008 when Northern Rock got into difficulty. I held this mortgage until I sold the house in 2014. It has been highlighted to me since that I was unable to change rates or lender at the time therefore overpaying at a higher rate and the mortgage potentially being miscalculated and breach of contract. Has anybody been in this position and have contacted NRAM regarding this same issue as I'm looking to write to them and challenge them on this.
Northern Rock/NRAM
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If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
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