Hi there hope someone can guide me through defending a recent county court claim against me .I received the claim form with issue date of 16/1/2020,the alleged debt is for a credit card through vanquis bank which says was assigned to the claimant Cabot financial uk ltd and they seem to be using solicitors called Mortimer Clarke.After reading some of the forums post regarding defending such claims I have acknowledged the claim wishing to defend all of it on the*22 / 1/2020*and I am currently in the process of writing A ccs request to the claimant which seems straight forward but need a bit of advise on the cpr request to the solicitors.They seem to be very vague in the particulars of the claim which says ,By a agreement between vanquis bank and the defendant on or around 18/11/2014(the agreement).Vanquis bank agreed to issue the defendant with a credit card.The defendant failed to make the minimum payments due &the agreement was terminated.The agreement was assigned to the claimant.The claimant therefore claims ***** .cost.I believe I can only ask for documentation referred to in this vague claim but surely they must have issued a default notice which is not mentioned, however after looking at my credit file online I see that it states there is a default on the alleged debt dated 30/9/2015 not sure if one was received or not and by who it was from. It would be of great help if someone can cast there eyes on the Information I have given and advise me on my next steps .Kindest regards Rangy1963
Cabot / Mortimer Clark
Collapse
Loading...
X
View our Terms and Conditions
LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.
If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.
If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.
Announcement
Collapse
No announcement yet.
Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Witness Statements
Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
A guide to voluntary termination: Your rights
Loading...
Loading...