Hi, I知 new to the forum and would grateful for some advice. I知 being chased by Cabot for a catalogue debt. The account was opened in 2007, defaulted in 2015. I live in England (since 2008) however Ive just found out that Cabot obtained a ccj for this debt (decree in Scotland) through a Scottish court in May 2016. They used my old address. I had informed them of my change of address to England but don稚 have proof that I notified them.
I heard nothing of this debt for the past 4 years then out of the blue had contact from Cabot advising that I need to pay. They have refused my cca request as a ccj has been granted and I just wonder whether I can be pursued for this debt as the ccj (decree) was issued in the Scottish courts and I reside in England.
Also, on checking my credit file the date of birth registered against this catalogue account is incorrect. Does this matter?
Thanks in advance for any help
I heard nothing of this debt for the past 4 years then out of the blue had contact from Cabot advising that I need to pay. They have refused my cca request as a ccj has been granted and I just wonder whether I can be pursued for this debt as the ccj (decree) was issued in the Scottish courts and I reside in England.
Also, on checking my credit file the date of birth registered against this catalogue account is incorrect. Does this matter?
Thanks in advance for any help
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