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Ccj Scotland -England

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  • Ccj Scotland -England

    Hi, I知 new to the forum and would grateful for some advice. I知 being chased by Cabot for a catalogue debt. The account was opened in 2007, defaulted in 2015. I live in England (since 2008) however Ive just found out that Cabot obtained a ccj for this debt (decree in Scotland) through a Scottish court in May 2016. They used my old address. I had informed them of my change of address to England but don稚 have proof that I notified them.
    I heard nothing of this debt for the past 4 years then out of the blue had contact from Cabot advising that I need to pay. They have refused my cca request as a ccj has been granted and I just wonder whether I can be pursued for this debt as the ccj (decree) was issued in the Scottish courts and I reside in England.
    Also, on checking my credit file the date of birth registered against this catalogue account is incorrect. Does this matter?
    Thanks in advance for any help
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  • #2
    Yes, they can pursue you. Push comes to shove, they will have the decree registered in England and then you will be pursued through English means, e.g. bailiffs, etc.

    You could attempt to have the case recalled to court on the basis that you were not aware it had happened and see what happens then. If you have a copy of the paperwork, it should tell you which court granted decree. Phone them up, provide them with the court reference and ask what your next steps are.
    ----- DISCLAIMER -----

    I am a former trainee Sheriff Officer who became disillusioned with the Scottish legal system so left the industry. I will offer insights from my first-hand experience, but *I am not a legal professional and you should always seek independent legal advice before acting on anything I say*.

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