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Hi All, just received a claim form from lowell, details below, have done the acknowledgement of service. Advice much appreciated. Thanks
Received a claim? Yes
Issue Date: 05/09/2019
Have you Acknowledged the Claim?:Yes
Total Amount Claimed : £900
Claimant’s Name:Lowell Portfolio I Limited
Solicitors Firm:Lowell Solicitors limited
Original Creditor:Very - Littlewoods/Additions
Original Debt Store Card
Particulars of Claim:
1) The Defendant opened a Very - Littlewoods/Additions Direct regulated consumer credit account under reference **** on **/**/2012 ('the agreement')
2) In breach of the agreement the defendant failed to maintain the required payments and the agreement was terminated.
3) The agreement was later assigned to the claimant on 08/01/2018 and written notice given to the defendant.
4) Despite repeated requests for payment, the sum of £*** remains due and outstanding.
And the claimant claims:
a) The said sum of £***
b) Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of issue, accruing daily rate of £0.153, but limited to one year, being £****
c) Costs
Total amount claimed: £***
Court Fee: £60.00
Legal Representatives costs £70.00
total: £***
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ): Previously sent letters requesting credit agreement and default notice. I have credit agreement and a screen shot of the default provided by Lowell
Any Other Information or Background Details:
Any help on how to defend would be much appreciated.
Received a claim? Yes
Issue Date: 05/09/2019
Have you Acknowledged the Claim?:Yes
Total Amount Claimed : £900
Claimant’s Name:Lowell Portfolio I Limited
Solicitors Firm:Lowell Solicitors limited
Original Creditor:Very - Littlewoods/Additions
Original Debt Store Card
Particulars of Claim:
1) The Defendant opened a Very - Littlewoods/Additions Direct regulated consumer credit account under reference **** on **/**/2012 ('the agreement')
2) In breach of the agreement the defendant failed to maintain the required payments and the agreement was terminated.
3) The agreement was later assigned to the claimant on 08/01/2018 and written notice given to the defendant.
4) Despite repeated requests for payment, the sum of £*** remains due and outstanding.
And the claimant claims:
a) The said sum of £***
b) Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of issue, accruing daily rate of £0.153, but limited to one year, being £****
c) Costs
Total amount claimed: £***
Court Fee: £60.00
Legal Representatives costs £70.00
total: £***
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ): Previously sent letters requesting credit agreement and default notice. I have credit agreement and a screen shot of the default provided by Lowell
Any Other Information or Background Details:
Any help on how to defend would be much appreciated.
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