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Help with bogus car insurance claim

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  • Help with bogus car insurance claim

    We have found ourselves in a mess that seems to have mushroomed and come out of nowhere. I need so grateful for some professional advice please.

    When parking our car at the bottom of a hill recently, our car rolled and bumped into the stationary car in front. It didn't bump at huge speed and didn't roll very far. there was no obvious damage to either car. The owner was not in the car but was quickly on scene - and was chirpy and said it happened to him recently too.

    Aside from the instant shock and subsequent head in hands frustration of it we exchanged details and thought that was it - until now, 2.5 months later. The claimant has raised a claim and had already appointed a solicitor before we knew any of this (?!) and is apparently seeking a payout for a neck fracture and 20000 £ for the rest of his life. It is a living nightmare. which is now made worse as we have just now realised that our car was just out of MOT at the time (obviously we did not know this at the time).

    I know the obvious situation re: the MOT and have been clear on this (so please don't make us feel worse on this as we really didn't know - I know we should have) - but given that we may need to defend ourselves on this in court and could stand to lose everything we have (over nothing) how do we fight this? PLEASE HELP, we are so distressed by this and wonder how they sleep at night.

    Thank you in advance



    Tags: None

  • #2
    You inform your insurance company immediately and let them handle it.
    They may be a bit uppity about the lack of MOT, but we can argue that later.

    Comment


    • #3
      If you have got this type of incident firstly we have to approach to the insurance company providers.And they will know that how to handle that you have got the incident if the f your cars got one and it's lit, it could fail an MOT,Everything is very efficient and cheap.

      Comment

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