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Hi
i have just seen my credit file , I held three payday loans from 2015 , from when I was out of work . However all have defaulted in 2018 . I was reading around and have heard that ico say default dates should be applied after three to six months but does that apply to short term lending as one of the companies is saying it won’t change it as it not a fair reflection of my credit.
Thanks
Matt
i have just seen my credit file , I held three payday loans from 2015 , from when I was out of work . However all have defaulted in 2018 . I was reading around and have heard that ico say default dates should be applied after three to six months but does that apply to short term lending as one of the companies is saying it won’t change it as it not a fair reflection of my credit.
Thanks
Matt
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