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Referral to debt collection agency after car finance VT

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  • Referral to debt collection agency after car finance VT

    Hi everyone, many thanks for such a great forum.
    I am running into issues after voluntary terminating my car finance scheme.
    Having paid over half of the agreed amount, I am now being sent letters saying that my case is being referred to a debt collection agency.
    I have already used the excellent template form regarding excess mileage charge and supposed damages to the car ( I have video evidence of the great condition of the car when it was handed over), as the company are trying to get money off me for that.
    Many help would be greatly appreciated.
    Thanking you all, in advance.
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