Hi Guys

[ColynB]

So like many other stories I’ve read on here I’ve been given a county court judgement by Lowell and Northampton crown court.

i have read through these blogs a million times to prepare me for my deference.

so basically Lowell are saying I owe £1.831.96 to Vodafone which genuinely I have no idea for what as I’m currently still with Vodafone and by balance and account are all up to date and currently just finished a contract which shows settled on my credit report.

im 33 back at home at the moment saving for a mortgage and getting a ccj will destroy my dream.
So I’m kindly asking for any help on here.

[ColynB]

[ColynB]

Letter was received on the 2nd December I logged on to moneyclaim on the 7th To sumit my AOS AND THAT I INDEED to dispute the full case.

i have currently sent a CCR AND a CCA request to both Lowell and the Lowell solictors with both a £1 postal order marked for statuary use only.

Now Oe this is the part where it gets murky for me as I’ve read so many different time scales and what to do when they send the “don’t need to” letter.