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I have been granted a CCJ to which no repayments have been made. I have decided to apply for a charging order against the debtors property. However it is a sole debtor and a jointly owned property.
I have read all the information saying if awarded by the judge it will end up as a restriction on the register, and as a standard form K restriction it does not enforce the repayment of the debt.
Also I have read that at the hearing you can ask for a non-standard restriction.
1. Has anyone had experience and success with a similar situation - sole debtor, jointly owned property?
2. Does anyone know how to word the non-standard restriction so that the debt has to repay the debt.
Also worth noting the debtor is intending to sell their property and has listed it on the market.
I have read all the information saying if awarded by the judge it will end up as a restriction on the register, and as a standard form K restriction it does not enforce the repayment of the debt.
Also I have read that at the hearing you can ask for a non-standard restriction.
1. Has anyone had experience and success with a similar situation - sole debtor, jointly owned property?
2. Does anyone know how to word the non-standard restriction so that the debt has to repay the debt.
Also worth noting the debtor is intending to sell their property and has listed it on the market.