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B W Legal PRAC Payday Express Loan

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  • B W Legal PRAC Payday Express Loan

    HI, I hope someone can help. I took out a Payday Express Loan around 4 years ago. Have just received Letter of Claim from BW Legal payment or response by 6 July 2018. Was in financial difficulties at the time and could not pay back the loan and have not paid anything back. I've checked my credit file and BW Legal made two searches on my file last year. My credit file also shows Payday Express loan closed as at Dec 2016. Loan with PRAC Financial closed June 2014 and I don't see it as being opened again. I don't have a clue what to do and I'm worried sick. Any help gratefully received thank you.
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