Voluntary termination

[Leemoon15]

Looking for some advice on barclays finance regarding outstanding balance when voluntary terminating my contract, im wondering if you know how they get this figure?

[ostell]

It should be in your contract/agreement.

[Leemoon15]

Looking for some more advice on VT with Barclays finance, i have informed them about the VT and they sent out a package with a checklist i had to fill out and then sign and send back to them, i didnt do this as i read from the page that this isnt part of the terms and conditions but if i signed it, it would mean i would have to comply with the terms and conditions! Also they say that i owe them £6000 bevause that gets me to half way through my deal, but surely thats not correct? Any help would be much appreciated!

[ostell]

Use the sample VT form on this site, don't sign theirs as it will, no doubt, reduce your rights.. The sum should be in your agreement.

[Leemoon15]

I have used the sample from this page but thats when they sent out the VT package but i wont sign that. What some am i looking for on my agreement? Because they are saying that i owe them £6k to get to half way through the term, but i don’t understand why? Shouldnt it be the total of the finance - the payments made to date - the value of the car and then i would only be liable for 50% of the remaining cost?

[ostell]

It's 50% of the agreement, I don't believe the value of the car comes into the calculation.

[Leemoon15]

So 50% of the total agreement- what i have paid to date?