Motormile Finance UK LTD (Moriarty Law) vs. Lowesy23

[Lowesy23]

Hi Guys,

It's happened... I finally received a Claim from a Creditor
It would be great if I can get some advice/knowledge as this is the first claim I've had raised against me..
The details are as follow.....


Received a claim? Yes
Issue Date: 10 April 2018
Have you Acknowledged the Claim?: Yes
Total Amount Claimed: £965
Claimant’s Name: Motormile Finance UK LTD
Solicitors Firm: Moriarty Law
Original Creditor: CASHEURONET LLC T/A QUICKQUID
Original Debt (eg. Credit card/Loan/Overdraft) : Payday Loan

Particulars of Claim:
THE DEFENDANT OWES THE CLAIMANT £773.15 UNDER A REGULATED LOAN AGREEMENT WITH CASHEURONET LLC T/A QUICKQUID DATED 14/11/2013 AND WHICH WAS ASSIGNED TO THE CLAIMANT ON 01/12/2016 AND NOTICE OF WHICH WAS GIVEN TO THE DEFENDANT ON THE 01/12/2016 (DEBT). DESPITE FORMAL DEMAND FOR PAYMENT OF THE DEBT THE DEFENDANT HAS FAILED TO PAY AND THE CLAIMANT CLAIMS £773.15 AND FURTHER CLAIMS INTEREST THEREON PURSUANT TO SECTION 69 OF THE COUNTY COURT ACT 1984 LIMITED TO ONE YEAR TO THE DATE HEREOF AT THE RATE OF 8.00% PER ANNUM AMOUNTING TO £61.85

Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No - Loan agreement dated 2013
List any letters you have sent (eg: CCA/ CPR ) - No letter sent as of yet but I am going to send them ASAP

Thanks in advance to anyone that can help me with this...
Lowesy23

[Lowesy23]

Can anyone help with this please?

[elvis2003]

Have you submitted a defence ? Am not an expert but their is plenty on this site with some really good advice. Have you submitted and affordability complaint to the original lender ?
did you receive notice of assignment - this can be part of your defence also if not.