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I am having a issue with Nolan Solicitors who are chasing a very old credit card debt. The case was sisted in 2014 due to lack of paperwork.
This case has raised its head again and Nolans have issued a first inventory of productions.
Nolans state the following:
Regarding the issue of default notice being required to serve, no default notice is required if a creditor is merely seeking to claim arrears of immediate payments that are due. We do not state in our claim form that a default notice was served on you nor are we seeking early repayment of the debt in terms of the 1974 Act.
Surely a default notice should have been issued before court action? Also I have never had a notice of assignment from the original lenders to Cabot, who are chasing the debt.
Can Nolans go ahead with court action without these?
This case has raised its head again and Nolans have issued a first inventory of productions.
Nolans state the following:
Regarding the issue of default notice being required to serve, no default notice is required if a creditor is merely seeking to claim arrears of immediate payments that are due. We do not state in our claim form that a default notice was served on you nor are we seeking early repayment of the debt in terms of the 1974 Act.
Surely a default notice should have been issued before court action? Also I have never had a notice of assignment from the original lenders to Cabot, who are chasing the debt.
Can Nolans go ahead with court action without these?
