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1st credit love me :)

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  • #1

    1st credit love me :)

    Ok,,so my OH had a company credit card many moons ago (over 6 years so statute barred,see i am learning)

    Turns out company aint paid bill and 1st Credit have been aggravating him,and before LB entered my life I would have panicked,but not now.
    I have been following protocol as advised,,template letters etc.........

    This morning he gets this letter...........

    ''WE MATCH WHAT YOU PAY'' !!

    You have been selected for this months offer ((((whoopeeeeee))))

    ''Any payment you make in October-12 will be matched by 1st credit and deducted from your balance''


    Blahhhhhhhhhh blahhhhhhhhhhhhh


    Oh how generous I hear you shout

    So,,Im making no payment and by doing so,,I am saving them money!! How nice am I? huh? huh??

    Bloody morons lol
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    • 1 thank
  • #2
    Re: 1st credit love me

    Oh its so nice to hear they are still stupid enough to send out that letter
    How about a reply its SB you morons if you admit it SB I will match it and agree with you

    Comment

    • #3
      Re: 1st credit love me

      When you say company credit card, is it a limited company? was your OH a guarantor on the credit card agreement between the creditor and the company?

      If he was not a guarantor, and the agreement was in the company name and its a limited company, then he would not be liable for it anyway.
      Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

      By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

      If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

      I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

      The Governess; 6th March 2012 GRRRRRR

      Comment

      • #4
        Re: 1st credit love me

        Originally posted by teaboy2 View Post
        When you say company credit card, is it a limited company? was your OH a guarantor on the credit card agreement between the creditor and the company?

        If he was not a guarantor, and the agreement was in the company name and its a limited company, then he would not be liable for it anyway.
        Now that I didn't know !!He wasn't guarantor and it was a ltd company,,crafty gits bailed out owing 1000's to creditors.My OH left because of my accident and they shut up shop straight after.

        Comment

        • #5
          Re: 1st credit love me

          In that case he need to write to them telling them he was an employee only and was not a party to the credit agreement between the creditor and limited company, neither was he a guarantor either. And as it was a limited company then they need to find the credit agreement to find out whos liable (if any guarantor was given by any of the directors) for the debt instead of pursuing him just because he was given a company credit card. Warn them you may seek legal action if they continue to hound him for a debt that the company itself was liable not its him or other employees, regardless of whether he our other employees were given a company card or not.
          Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

          By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

          If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

          I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.

          The Governess; 6th March 2012 GRRRRRR

          Comment

          • #6
            Re: 1st credit love me

            Will do teaboy2 Thankyou very much,,,i shall enjoy writing that letter,bloody morons have plagued us for ages

            Comment

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