How many claims have been stayed where the Bank is CLAIMANT?

[Froggy]

Since the OFT test case are there or is there anyway of finding out about court cases stayed where the bank is claimant and the majority of charges be subject to the aforementioned?

[Tools]

Re: How many claims have been stayed where the Bank is CLAIMANT?

Excellent question Froggy , but I`m afraid I don`t know the answer.

[EXC]

Re: How many claims have been stayed where the Bank is CLAIMANT?

It's something I've often wondered and like Jules I havn't a clue but I think you could assume with a reasonable amount of confidence that the number would total to naff all.

[calamity jane]

Re: How many claims have been stayed where the Bank is CLAIMANT?

our's was but only because we disputed the amount due to unlawful charges. Charges nowhere near the amount claimed though.

[thephoenix]

Re: How many claims have been stayed where the Bank is CLAIMANT?

Any claim issued by a bank for a debt would not include any wording to the effect of unlawful penalty charges. So would never by stayed.

BUT, if like CJ the defendant counterclaimed and included the words ' unlawful penalty charges ' in their defence , then.....BANG instant stay.

[Froggy]

Re: How many claims have been stayed where the Bank is CLAIMANT?

Is that then maybe where the campaign on charges SHOULD go because even if there is a debt and maybe even outstanding, then the ability to pay a debt rightfully executed could be the crux of the argument IF the charges under dispute are taken off

[thephoenix]

Re: How many claims have been stayed where the Bank is CLAIMANT?

maybe but for any penalty charges to be removed from any such debt, the DJ or Bank would surely have to agree that the penalty charges are in fact unlawful.

I doubt the banks would reduce the debt owing by the same amount as penalty charges, as a goodwill gesture, although.... you never know


never say never

[Froggy]

Re: How many claims have been stayed where the Bank is CLAIMANT?

But if you can disrupt the banks legal cases against claimant, say bankruptcies, ccj's it will take an effect while the test case in dragging on which no doubt it will