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    I havent blogged much recently, to tell the truth i havent had much time to do so, with work and family life it has proven difficult to find time to sit down and write up some of the cases that have come through. However, ive managed to find some free time. So where to start. […]


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    I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

    If you need to contact me please email me on Pt@roachpittis.co.uk .

    I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

    You can also follow my blog on consumer credit here.
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  • #2
    Good news on winning the second case PT, I don't think it takes much working out as to who the creditor might be!

    Couple of questions:

    Was the FOS ruling an Ombudsman decision or just the adjudicator?
    Any chance of persuading the client to agree share a copy (even if redacted) of that ruling?

    Also interesting that the FOS made a decision whilst proceedings were alive, my experience has been the opposite and they decline to even do anything once someone has issued a claim.

    I assume the creditor settled the claim, no admission from them I assume? Also, if you can divulge, what did the counterclaim consist of?
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    • #3
      Originally posted by R0b View Post
      Good news on winning the second case PT, I don't think it takes much working out as to who the creditor might be!

      Couple of questions:

      Was the FOS ruling an Ombudsman decision or just the adjudicator?
      Any chance of persuading the client to agree share a copy (even if redacted) of that ruling?

      Also interesting that the FOS made a decision whilst proceedings were alive, my experience has been the opposite and they decline to even do anything once someone has issued a claim.

      I assume the creditor settled the claim, no admission from them I assume? Also, if you can divulge, what did the counterclaim consist of?
      As in my case the FOS looked into my complaint, the case (set aside case) DJ 'wanted to wait until FOS decision was made, and both parties were instructed to notify within 3 months, any delay or decision, only ended up with the FOS refusing to get involved whilst a case was in the court procedure, from that the DJ ignored information put to her which came to light due to withholding vital information by claimant who under instruction of the ICO partially sent documentation arriving hours after the set aside case,: but failed to supply all the rest (Bundle Two)., for 10 days later., ... case never was set aside even with evidence of faulty Default notice as the white book stated this/that/the/other , the real evidence arrived a week later.

      The main document CCA1974 it was admitted unable to locate, still DJ ignored and CCJ was taken off hold and no further court letters ever received.

      Comment

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