Had a debt for £2805-34 over 15 years ago. Never paid it off. Credit card. After all this time I have heard from a debt company demanding payment. Never engaged in any correspondence. What do I do ?
Statue Barr ?
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If you've not paid or acknowledged the debt in the last 6 years (provided there is no CCJ), the debt is statute barred.
Send the following, make sure you get Proof of Postage -
https://legalbeagles.info/forums/for...ed-debt-letter
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Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
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Statute Barred Letter
Voluntary Termination: Letter Templates
A guide to voluntary termination: Your rights
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