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LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

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  • EXC
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    The result of the hearing yesterday in Bristol County Court was that Oliver Foster-Burnell was denied permission to appeal the part of the judgment from Taunton County Court that restricted the application of the finding that the price variation terms were unfair to just himself.

    The reasons the judge gave for refusing permission were jurisdictional and are summarised below:
    • The unfairness test for significant imbalance in the requirement of good faith provisions of section 5.1 of UTCCR can only be made between the particular parties to the contract in question. The test is subjective and not objective. Case law quoted was West and Finley http://www.bailii.org/ew/cases/EWCA/Civ/2014/316.html
    • A declaration in a County Court that the terms are unfair generally could have no effect as County Court decisions do not carry any binding authority.
    • Appeals to judgments at any level of the judiciary are restricted to the main findings of judgments and the orders that arise from them. Case law quoted was Lake & Lake and B & H Children.

    Leave a comment:


  • Kati
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Good luck from me too x

    Leave a comment:


  • EXC
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Good luck Oliver.

    Leave a comment:


  • Sparkie1723
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Come on " O " ....Get the result that's needed:second: a good second sometimes gets a better return than coming 1st if you follow my drift.:tinysmile_twink_t2:

    Then its my turn on Thursday...
    Sparkie

    Leave a comment:


  • enaid
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Originally posted by Tools View Post
    I hope you lose (win) ........you know what I mean

    Seconded xx

    Leave a comment:


  • Tools
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    I hope you lose (win) ........you know what I mean

    Leave a comment:


  • MissFM
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    wishing you the very best of luck and everything crossed here too! xx

    Leave a comment:


  • Amethyst
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Best of British tomorrow - I hope you guys get the result you want xx

    Leave a comment:


  • Tools
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Of course

    Leave a comment:


  • leclerc
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Will LB Twitter up some info as well? (it would be helpful for us twots )

    Leave a comment:


  • dogtired
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Fingers and toes crossed for a good result.

    Leave a comment:


  • Kafka
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    I'm hoping I can make it on Wednesday.
    Is there any help needed on the day with anything?

    :happy2:

    Leave a comment:


  • orfoster
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Thanks everyone, only a few days to go till the big day.

    :incourt:

    Leave a comment:


  • Sparkie1723
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    To the big "O" ......The very best of luck matey....... from .........
    Sparkie

    Leave a comment:


  • righty
    replied
    Re: LegalBeagle Wins Bank Charge Case - Lloyds Overdraft Terms deemed Unfair

    Due to BH additional work commitments won't be able to make it as planned. However should still be on-line & able to read up-dates.

    Best of luck everyone

    Leave a comment:

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