No will

[Jt*]

My husband had finance on a static caravan in his name only, and unfortunately he has passed away, he didn’t leave a will and has no assets to sell, I can’t afford to continue paying for the static, can you please help.

[PallasAthena]

Sorry to hear about your husband.

If you aren't a joint owner of the caravan and you aren't a party to the finance agreement and aren't a financial guarantor then you have no legal obligation to pay the finance company and the caravan isn't your responsibility. Being Next of Kin does not make you liable for your late husband's debts. I am assuming that you don't want the caravan and aren't interested in taking it over to use yourself.

First of all go to the caravan and remove all personal property that you wish to keep. Then send the finance company a copy of your husband's death certificate, tell them he died without leaving a Will so there are no Executors, and that you are in possession of the keys if they wish to collect them from you and repossess the caravan.

But presumably the caravan is on a site where there is also site rental agreement and your late husband was paying site fees and other charges? So you need to say the same to the site owners.

If either the finance company or the site owners try and pressure you into taking responsibility or claim (wrongly) that you are somehow legally responsible for your late husband's payments come back here for more advice.

[Pezza54]

Hi
Welcome to LB
I am very sorry to read about the sad loss of your husband and the worry you have about the finance loan on the caravan
You should telephone the finance company asap and let them know what has happened and explain your financial predicament. They will probably ask for a copy of the death certificate which you should send.
There is probably a clause in the finance agreement stating what happens in the event of the death of the borrower. Have you found a copy of the agreement? If not you should ask the company to send a copy.
Once you have a copy to hand you could speak to CAB to make sure that what you have been told by the finance company is legally correct.
You should also contact the caravan park owner or manager to let them know