A sibling has purchased a property with holiday cottages physically attached and his elderly in laws sold their home about 2 years ago and moved into one of the attached cottages at the same time. . They are joint owners with my brother of the entire estate. ( in effect bequeathing my brother and sister in law in 'advance' of their death. But if ( lets say) one of the in laws ends up needing residential care would there be the potential for a charge being made (eventually ) on the estate in the circumstances of joint ownership. ?
Is this a locktight way of avoiding any further issues like care home fees
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