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EON - CCJ (notification never received)

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  • EON - CCJ (notification never received)

    Hello all

    I have a query regarding a possible debt and liability. I was checking credit file (something Iíve never actually done before) and noted an entry from 2016 of a CCJ. I will break down my items so itís easier to read:

    - I contacted the court to get more information on this claim and was told the debtor was Eon and the debt collectors that looked after it

    - Contacted the debt collection agency who advised that the case was handed over to them in 2016 however the case was subsequently closed and returned to Eon due to non collection.

    -Debt collector states they will contact Eon to Ďlet them know Iíve made contact out of courtesy to their Clientí. I stated that in no way shape or form am I admitting liability nor have I ever received contact nor notification of a CCJ and do not expect to be contacted further.

    I think I may possibly have opened a can of worms! I was genuinely confused and there was around a year left until it would have cleared off of my file but I was just so confused so investigated.

    if the Ďdebtí was accrued in 2015 or < but handed to the debt collector in 2016, is it still due? Or does the 6 years timeframe means it cannot be collected? If a CCJ is raised during the 6 year period does this mean that the clock starts from that date or there is no clock at all and the CCJ enables them to chase at any time at will?

    Apologies if I need to submit further info, Iíve not seen any letters, nor CCJ notification etc so donít know what it says, I just know itís Eon and for circa £1500.

    Need I worry? What should I do? Definitely feel the anxiety kicking in but trying to remain calm until I know the stance. Any help greatly appreciated



    Tags: None

  • #2
    Hi Natur3

    The bit underlined is correct, but there are still steps EON has to take. (this is me personally, I'd be seeking to find out if it's the correct amount, have they followed all the procedures etc.Send EON and the DCA a Subject Access Request. Something Utility company's and DCA's have in common they do what they like.

    'if the Ďdebtí was accrued in 2015 or < but handed to the debt collector in 2016, is it still due? Or does the 6 years timeframe means it cannot be collected? If a CCJ is raised during the 6 year period does this mean that the clock starts from that date or there is no clock at all and the CCJ enables them to chase at any time at will?'

    https://www.citizensadvice.org.uk/de...credit-rating/



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