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Hello all
I have a query regarding a possible debt and liability. I was checking credit file (something I’ve never actually done before) and noted an entry from 2016 of a CCJ. I will break down my items so it’s easier to read:
- I contacted the court to get more information on this claim and was told the debtor was Eon and the debt collectors that looked after it
- Contacted the debt collection agency who advised that the case was handed over to them in 2016 however the case was subsequently closed and returned to Eon due to non collection.
-Debt collector states they will contact Eon to ‘let them know I’ve made contact out of courtesy to their Client’. I stated that in no way shape or form am I admitting liability nor have I ever received contact nor notification of a CCJ and do not expect to be contacted further.
I think I may possibly have opened a can of worms! I was genuinely confused and there was around a year left until it would have cleared off of my file but I was just so confused so investigated.
if the ‘debt’ was accrued in 2015 or < but handed to the debt collector in 2016, is it still due? Or does the 6 years timeframe means it cannot be collected? If a CCJ is raised during the 6 year period does this mean that the clock starts from that date or there is no clock at all and the CCJ enables them to chase at any time at will?
Apologies if I need to submit further info, I’ve not seen any letters, nor CCJ notification etc so don’t know what it says, I just know it’s Eon and for circa £1500.
Need I worry? What should I do? Definitely feel the anxiety kicking in but trying to remain calm until I know the stance. Any help greatly appreciated
I have a query regarding a possible debt and liability. I was checking credit file (something I’ve never actually done before) and noted an entry from 2016 of a CCJ. I will break down my items so it’s easier to read:
- I contacted the court to get more information on this claim and was told the debtor was Eon and the debt collectors that looked after it
- Contacted the debt collection agency who advised that the case was handed over to them in 2016 however the case was subsequently closed and returned to Eon due to non collection.
-Debt collector states they will contact Eon to ‘let them know I’ve made contact out of courtesy to their Client’. I stated that in no way shape or form am I admitting liability nor have I ever received contact nor notification of a CCJ and do not expect to be contacted further.
I think I may possibly have opened a can of worms! I was genuinely confused and there was around a year left until it would have cleared off of my file but I was just so confused so investigated.
if the ‘debt’ was accrued in 2015 or < but handed to the debt collector in 2016, is it still due? Or does the 6 years timeframe means it cannot be collected? If a CCJ is raised during the 6 year period does this mean that the clock starts from that date or there is no clock at all and the CCJ enables them to chase at any time at will?
Apologies if I need to submit further info, I’ve not seen any letters, nor CCJ notification etc so don’t know what it says, I just know it’s Eon and for circa £1500.
Need I worry? What should I do? Definitely feel the anxiety kicking in but trying to remain calm until I know the stance. Any help greatly appreciated
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