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Hi guys,
I have a big problem. I had only one bank account which was monzo and it was closed a few days ago. I have tried to open other basic bank accounts which have all been declined. After some research ive been told i most likely have a cifas marker on my credit file. I believe this is true because i just recieved an email from coinbase saying they are closing my account also. Ive had this account for years and all of a sudden they closed it aswell??
this is what happened on the 20th nov. I advertised a ps5 on gumtree. Someone contacted me and agreed to buy it. He said he would do a bank transfer and come collect it once hes paid. I agreed and he sent the money and came within the hour to collect. I didnt think anything of it. But now i think this is the reason my account was closed. Im assuming he used someone elses card to pay me somehow? And that person did a chargeback or complained to monzo?
i have requested info from cifas to see if i have a marker. Im pretty sure they will say yes.
What can i do if that is the case? I need it removed and surely they cant just close peoples bank account because of something someone else did? Nobody askee me anything.
I have a big problem. I had only one bank account which was monzo and it was closed a few days ago. I have tried to open other basic bank accounts which have all been declined. After some research ive been told i most likely have a cifas marker on my credit file. I believe this is true because i just recieved an email from coinbase saying they are closing my account also. Ive had this account for years and all of a sudden they closed it aswell??
this is what happened on the 20th nov. I advertised a ps5 on gumtree. Someone contacted me and agreed to buy it. He said he would do a bank transfer and come collect it once hes paid. I agreed and he sent the money and came within the hour to collect. I didnt think anything of it. But now i think this is the reason my account was closed. Im assuming he used someone elses card to pay me somehow? And that person did a chargeback or complained to monzo?
i have requested info from cifas to see if i have a marker. Im pretty sure they will say yes.
What can i do if that is the case? I need it removed and surely they cant just close peoples bank account because of something someone else did? Nobody askee me anything.
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