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After the event insurance

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  • After the event insurance

    My son had a bad accident at work and was off work for quite some time. He instructed a solicitor and started a claim against his work for negligence. His work from the start were very good in organising my sons physio etc. The solicitor sent my son a letter asking him to sign accepting this insurance costing £358 - after the event insurance. He didnt sign it as we thought it was only if it was going to go to court it would be needed and we knew it wouldnt be going that far. His work then accepted liability and have made an offer of compensation. My sons solicitor has included this £358 after the event insurance even though my son didnt agree to it nor did he sign and return the forms. When he challenged the solicitor today he has emailed back saying "The policy would have been incepted when you signed and returned the Statement of Demands and Needs. I will look out a copy of this for you and email it on to you" That was signed at the very beginning. They sent my son 4 letters about the ATE insurance asking him to sign and return it but he never did.

    Is he liable for this - should he have had it in place anyway?
    Tags: None

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