looking for help with vt on finance

[arsproul]

I just vt my 08 megane. Bought it when it was 3 yrs old. Already had some scrapes and dents on it. Manheim came and checked the car over and took it away. I did sign to say he had done this but ticked the box that i didnt agree with it. Ive payed 3 and a half years so the car is payed for. Got a bill through for £990 for repairs. Most of which were on the car when we bought it. Where do i stand on this. Do i hav to pay it? Oh and when i vt they still took the next payment off me even although they said they wouldnt