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HP or fixed term loan

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  • HP or fixed term loan

    My husband bought a car from carcraft( yes..I know..foolish, but that's where we are). He took out finance which he assumed was on HP. We have now come to consider voluntarily termination and realise that we have been given a fixed term loan and not HP as we thought we had. Is there anything we can do?

    Again, with the same car, we were 'persuaded' to take out the extra warranty..parts, servicing, MOT's etc and the cost of this which I think came to around £2500 was added onto the finance. This warranty is not fit for purpose! Is there anything we can do?
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