Voluntary termination

[irnbrukid207]

Re: Voluntary termination

Hi Andy, yes you where right, they are saying there is
£700 worth a damages, good job for the pictures, but
they said we will let u off with it as wear and tear, very
Strange am thinking, now there asking for shortfall paid
Within a few months, I'll pay what I can afford I have told them, cheers

[irnbrukid207]

Re: Voluntary termination

There also asking for a full list of outgoings and incomings bank statements and any money we receive for the kids for the past 3 months, should I do it

[Guest]

Re: Voluntary termination

I would personally not give the any such information, they have no right to ask. You could I suppose draw up a rough income and expenditure to show willing. As said make sure you do not leave yourself short, it is now a low priority debt.

[irnbrukid207]

Re: Voluntary termination

Thanks Andy, is there anywhere I can complain to about them, the way they acted making life so difficult to vt when it should not have been, I've got all the proof in there emails still, thanks

[Guest]

Re: Voluntary termination

Thanks Andy, is there anywhere I can complain to about them, the way they acted making life so difficult to vt when it should not have been, I've got all the proof in there emails still, thanks

Best way you can help is to use your experiences on hereto help others

[Guest]

Re: Voluntary termination

similar situation just resolved here

http://www.legalbeagles.info/forums/...ht=#post428116

[irnbrukid207]

Re: Voluntary termination

Thanks Andy, is there anywhere I can complain to about them, the way they acted making life so difficult to vt when it should not have been, I've got all the proof in there emails still, thanks

[irnbrukid207]

Re: Voluntary termination

Phone posted that twice, yes I could do that Andy

[irnbrukid207]

Re: Voluntary termination

Hi Andy, dealing with this company is just a nightmare,
Now if I don't supply bank statements they won't accept any payment plan, straight to court with additional fees added when I must show bank statements to the court ahhh

[Guest]

Re: Voluntary termination

Hi Andy, dealing with this company is just a nightmare,
Now if I don't supply bank statements they won't accept any payment plan, straight to court with additional fees added when I must show bank statements to the court ahhh

Just a thought and it may not apply. If you have other debts you are struggling with, it may be worth considering starting a DMP, I usually recommend either stepchange or payplan, as they do all the running around for you.
If you are considering this it is a simple matter of ringing them and giving a telephone interview about your incomming and outgoings.
If you did this you could simply advise the creditor that a DMP was being initiated and instruct them to await notification from the provider of the plan.
As said this advice may not be appropriate to you, if not ignore.

[irnbrukid207]

Re: Voluntary termination

I think thats where is going to get awkward for me Andy, I have a das in place in Scotland with my wife from a few years back, we pay that every month, but it doesn't allow you to incur further debts unless there trade, which these are, so I don't no what to do, I have a payment plan agreed
With all them which is affordable but this car finance place is the only one to be more than difficult, thanks

[irnbrukid207]

Re: Voluntary termination

I think thats where is going to get awkward for me Andy, I have a das in place in Scotland with my wife from a few years back, we pay that every month, but it doesn't allow you to incur further debts unless there trade, which these are, so I don't no what to do, I have a payment plan agreed
With all them which is affordable but this car finance place is the only one to be more than difficult, thanks

[Guest]

Re: Voluntary termination

I would just make them an offer which you can reasonably afford in that case, you could point out that if they take you to court you will mention that the offer was made and they were not willing to entertain it, I am sure the judge would not be impressed, in any case the court would not award anything that you could not afford, especially if you had shown that you were willing to repay as best you could.

[irnbrukid207]

Re: Voluntary termination

Hi Andy, this company are murder, they wont accept any offer I can afford, demanding bank statements wage slips etc, and now threatening to cancel the vt because the shortfall isn't getting paid back, could they do this

[Guest]

Re: Voluntary termination

Hi Andy, this company are murder, they wont accept any offer I can afford, demanding bank statements wage slips etc, and now threatening to cancel the vt because the shortfall isn't getting paid back, could they do this

It seems like they are being a bit silly.You cannot un - terminate an agreement.
Has the car gone back. If so just make them the offer and if they do not accept tell them you will see them court. All you can do really, keep copies of all correspondence so that you can show the judge how unreasonable they are being.