Tweet
Hi All,
I hope you are having a good Tuesday?
I have been asked by a friend of mine, (I am becoming renowned in my social circle for researching legal hypothesis now!!!
)
Anyways;
Friend A took out finance for a car which he then allowed friend B to use as his own.
Friend B had to tax the car and as such registered the car in his name as he needed too for the insurance etc. (policy holder must be registered keeper?)
Friend B maintained the payments for over a year without issue but then lost his job and was unable to make the full months payment.
The finance company found out that Friend A did not have the car at his disposal and took photographs of said car on friend B's driveway!!
The finance company then decided to repossess the car from the driveway of friend B on the grounds that Friend A did not have use of the car (they made friend A sign a voluntary termination under duress - Apparently, the phrase used was, 'sign this now or we will come back with a warrant to seize the car'!) While Friend A could have had use of the car if he so wished at anytime.
They have asked me to find out if the finance company has broken any laws by repossessing this car (it was only a month in arrears) from friend B's driveway and what recourse they should follow.
Many Thanks
PB
I hope you are having a good Tuesday?
I have been asked by a friend of mine, (I am becoming renowned in my social circle for researching legal hypothesis now!!!
)Anyways;
Friend A took out finance for a car which he then allowed friend B to use as his own.
Friend B had to tax the car and as such registered the car in his name as he needed too for the insurance etc. (policy holder must be registered keeper?)
Friend B maintained the payments for over a year without issue but then lost his job and was unable to make the full months payment.
The finance company found out that Friend A did not have the car at his disposal and took photographs of said car on friend B's driveway!!
The finance company then decided to repossess the car from the driveway of friend B on the grounds that Friend A did not have use of the car (they made friend A sign a voluntary termination under duress - Apparently, the phrase used was, 'sign this now or we will come back with a warrant to seize the car'!) While Friend A could have had use of the car if he so wished at anytime.
They have asked me to find out if the finance company has broken any laws by repossessing this car (it was only a month in arrears) from friend B's driveway and what recourse they should follow.
Many Thanks
PB
Comment