Re: Voluntary Termination of a Hire purchase or conditional loan under the CCA 1974
Yes perfect
Originally posted by vanbasten
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so i have amended my letter for sending - any thoughts?
Dear Sirs,
Further to your letter dated 27th February 2014 regarding the termination of my agreement with ********* in respect of vehicle registration *******, wherein you state that the vehicle has found to be damaged over and above industry wear and tear due to a scratch on the front bumper and asking for payment of £135.00.
The car when returned had sustained no such damage whilst in my possession, this is evidenced by photographs taken by me and your own representatives condition report on collection of the vehicle. The vehicle complied with the requirement of the Consumer Credit Act Section 100 in that "reasonable care" had been taken of it, and there are therefore no further sums due.
I also hold a copy of the auction house inspection report carried out on 21/02/2014 which details no damage to the front bumper of the vehicle and find it strange that the auction house report you have supplied with your letter is dated 25/02/2014, some 4 days later and yet notes damage to the front bumper.
Please confirm the completion of the voluntary termination process and that the account now has a zero balance.
Thank you,
Dear Sirs,
Further to your letter dated 27th February 2014 regarding the termination of my agreement with ********* in respect of vehicle registration *******, wherein you state that the vehicle has found to be damaged over and above industry wear and tear due to a scratch on the front bumper and asking for payment of £135.00.
The car when returned had sustained no such damage whilst in my possession, this is evidenced by photographs taken by me and your own representatives condition report on collection of the vehicle. The vehicle complied with the requirement of the Consumer Credit Act Section 100 in that "reasonable care" had been taken of it, and there are therefore no further sums due.
I also hold a copy of the auction house inspection report carried out on 21/02/2014 which details no damage to the front bumper of the vehicle and find it strange that the auction house report you have supplied with your letter is dated 25/02/2014, some 4 days later and yet notes damage to the front bumper.
Please confirm the completion of the voluntary termination process and that the account now has a zero balance.
Thank you,
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