illegal repo what am i owed?

[CleverClogs]

Re: illegal repo what am i owed?

as far as i remember it was sent normal first class post. i know that they Produced the default notice 10 days after the payment was due (it wasnt posted on this date as far as i can tell from above mentioned conversation and i didnt get it untill the day of repo) they terminated the agreemnt and sent it for repo exactly 14 days later (according to their records supplied in response to my SAR) and the guys came for it two days after.

so on what you say, allowing two days for posting, they repo'd on the right day, but close had terminated and sent it to the repo company for, and i quote "immediate repossession" on the 14th day, two days before repo so they wouldn't have accepted payment after this date but didn't i have another two days to pay when they terminated?

not sure, is it suppossed to be 14 days, plus 2 for post before they terminate or before they repo?

It is supposed to be not less than 14 days after the default notice has been served.

See section 88 of the Consumer Credit Act 1974 - link

The notice was probably not in the prescribed form or had other defects.