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Hi all. Thank you in advance for any advice. I took out a car on finance in 2021. Shortly after I lost my job but found another in a few months later. I was behind with payments but paying a bit off on top of car payments. I also had to visit my mother a lot in Norfolk before she sadly passed, so money was extremely tiight, but I just about managed. Then due to health reasons a few months ago, 2 payments were missed which brought up my arrears. I couldn’t pay them off in one go and now unable to continue full time work and pay off the agreed monthly cost. The car loan was for £6,490. I have paid £7,367 but my total loan with interest was for £11,294.
Due to health issues I need to go down to part time work and asked MB if I could pay £125 a month over a longer period for the remaining balance. Long story short the answer was no. I refused to hand car over as I have paid so much off of it. Court daye now in Nov. Please can anyone help if there is a way to keep my car and pay this off over a longer period, for less or will MN just win the court case and get to take the car. Thanks again
Due to health issues I need to go down to part time work and asked MB if I could pay £125 a month over a longer period for the remaining balance. Long story short the answer was no. I refused to hand car over as I have paid so much off of it. Court daye now in Nov. Please can anyone help if there is a way to keep my car and pay this off over a longer period, for less or will MN just win the court case and get to take the car. Thanks again
