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In a situation at the minute where I have fallen in to financial difficulty and was unable to maintain payments on my car. The car had a very high APR so I have not reached the thirds rule where they would need a court order to repossess my vehicle.
I'm doing some research at the minute trying to discover what rules apply to a company taking control of goods specifically under a conditional sale agreement under the CCA. Are there any specific rules a repossession agent has to follow? Initially thought I was on the right track with the TCG Regulations but then have come to believe that it only applies to bailiffs pursuing debts under the TCEA.
Also do I have any ground to stand on if I do not receive a default notice before a termination notice?
Thank you in advance.
I'm doing some research at the minute trying to discover what rules apply to a company taking control of goods specifically under a conditional sale agreement under the CCA. Are there any specific rules a repossession agent has to follow? Initially thought I was on the right track with the TCG Regulations but then have come to believe that it only applies to bailiffs pursuing debts under the TCEA.
Also do I have any ground to stand on if I do not receive a default notice before a termination notice?
Thank you in advance.
