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PCH, please help!

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  • PCH, please help!

    Hello All,

    I'm new here, first post so please be kind

    I'm currently in a 36mth PCH agreement, of which I am 6 months into the contract.

    I wish to exit the contract as I am not getting on well with the car and wish to change to a new model.

    The car has covered 1100miles, the mileage allowance per annum in the contract is 15,000 miles.

    What are my rights bearing in mind I don't want to have any negative impact on my excellent credit score?

    1) Can I find a buyer for the car and purchase it from the finance company?

    2) Can I terminate the agreement, pay 50% of the outstanding monthly payments and not have this marked against my credit file?

    Do I have any rights based on the fact the vehicle is just not for me?

    The finance contract is via Arval.
    Tags: None

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