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Lease Hire (PCH) & learner drivers

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  • Lease Hire (PCH) & learner drivers

    I am looking to insure my car (lease hire/PCH) for my now 17 year old to learn to drive in and have come across this clause in my lease;

    2.15 you must not...... "allow the vehicle to be driven by any person who does not hold a full driving licence or who is not comprehensively insured to drive the vehicle"

    Before I waste my time on getting quotes any guidance around the use of the word "or" would be helpful. I read it as though you can insure the vehicle comprehensively for a person with a provisional licence however can you interpret it to say that both parts have to be satisfied?

    If it said "and' then that would have been easier to understand.

    Fleagle
    Tags: None

  • #2


    Check with the lease company, but I would think they are excluding those who do not hold a full licence and those who are not insured comprehensively.
    I agree it is poorly worded and ambiguous.
    Last edited by des8; 7th October 2022, 19:19:PM. Reason: change "provisional" to "full" .....silly me!

    Comment


    • #3
      I think that the 2 are not mutually exclusive. Read it as saying you will not permit the car to be driven by a learner or by someone who does not have fully comprehensive insurance.

      "And" would make things more confusing, in my opinion.
      Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

      Litigants in Person should download and read this: https://www.judiciary.uk/wp-content/..._in_Person.pdf

      Comment


      • #4
        I agree with Atti (I really must stop saying that).

        Comment


        • #5
          Please don't!
          Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

          Litigants in Person should download and read this: https://www.judiciary.uk/wp-content/..._in_Person.pdf

          Comment


          • #6
            Thanks for the replies I've asked the lease company for a definite response but not holding out much hope.

            Comment

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