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Hey,
So I've done the VT, car's been collected no issues from the finance company. The Manheim agent noticed a small scuff on 1 alloy and said it would be £65 but told me that I can disagree and not have to pay it. He wrote it on the report, that I disagree with the charge.
Of course, now I have received an email from the finance company telling me to pay £65 within 28 days or they will add interest of 0 % if I pay it afterward. I received this email this week since the vehicle being collected back in November which is like 3 months later.
I have the report from the collection agent. I believe that since PSA Finance uses the BVRLA standard, it wouldn't take into account the age of the vehicle, which is 2-3 years, and CAP HPI conditions would say that it is in the 'Clean' category since there is only 1 SMART repair required which is the alloy.
How should I go about this with the finance company?
So I've done the VT, car's been collected no issues from the finance company. The Manheim agent noticed a small scuff on 1 alloy and said it would be £65 but told me that I can disagree and not have to pay it. He wrote it on the report, that I disagree with the charge.
Of course, now I have received an email from the finance company telling me to pay £65 within 28 days or they will add interest of 0 % if I pay it afterward. I received this email this week since the vehicle being collected back in November which is like 3 months later.
I have the report from the collection agent. I believe that since PSA Finance uses the BVRLA standard, it wouldn't take into account the age of the vehicle, which is 2-3 years, and CAP HPI conditions would say that it is in the 'Clean' category since there is only 1 SMART repair required which is the alloy.
How should I go about this with the finance company?
