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Voluntary termination with Mercedes Benz Finance

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  • #16
    Well, Its been 2 months and I've still had no reply from Mortimer Clarke.

    I'm going to sit tight and wait. Will update as and when....

    Comment


    • #17
      Hello lovely people. We are in a similar boat atm with Honda Finance. Early termination in June 19 ( 3 yr contract ended in Sept 19). Tbh that was our third car with Honda and we were going to get a 4th but just wanted a change. Always paid and were guaranteed the car value by the salesman but every renewal this didn't happen and we owed a higher deposit every 3 yrs! Sickness in the family and bad memories of the car and this made me want to car.

      Anyhow termination went well i left the car to the auction depot etc. Good condition only two very minor surface scratches. I only signed to say I left the car and saw the report nothing else, otherwise they wouldn't take the car.* *Got a letter to say balance was nil. Then last month we owe 1030 in mileage. They sent one letter then an email ( to me not my hubby, who has the finance) then I got an email from a debt collector and the balance is now on his credit file.*

      I'll use one of your template letters to say we wont be paying it but can I do anything re the passing of the so called debt to a debt collecting agency and it appearing on his credit file again whilst fighting this?
      Thanks in advance. M

      Comment


      • #18
        So, I have today, after almost 3 months of nothing, received a letter from Mortimer Clarke Solicitors. Basically says We have put your account on hold while we investigate thoroughly

        Ho hum watch this space.............

        Comment


        • #19
          Well your letter must have stumped them, I'd imagine they would take just as long if not longer to respond.

          Keep us updated
          Check out some useful guides below

          A guide to voluntary termination
          Seting aside a CCJ
          Completing an N180 Form (Courtesy of Jaguarsuk)

          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
          LEGAL DISCLAIMER
          Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Some of the content I post may include example wording, letters, or other similar responses but they are intended purely for informational and educational purposes. Using some or all of the content I post may fail to meet your needs that is specific to your situation. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice and you can do this through the Law Society's Find a Solicitor database, by contacting your local Citizen's Advice Bureau or legal advice centres such as LawWorks. You may also be able to seek legal advice from your local university who may run a free (but limited) legal advice clinic to members of the public.

          Comment


          • #20
            Will do!

            Comment


            • #21
              I know I posted up my own situation last month regards Mercedes,* I have recieved a letter from Mortimer and it's the same wording as those who have already posted. In fact, reading above the letter from Mercedes is exactly the same as well as others regards excess mileage etc. So I'm going to go through the advice given and draft responses...

              Comment


              • #22
                Hello

                I'm currently in a similar position, having disputed charged from MBFS & DLC but today received a letter from Mortimer Clarke (similar to one the of the other members by the sounds of it).

                Can anyone offer an help? Wondering if I should just settle and be done with it but the amount is a shade under 2k and I am completing on a house next month so I could really do without this cost...

                Comment


                • #23
                  Originally posted by MikeFletcher View Post
                  Hello

                  I'm currently in a similar position, having disputed charged from MBFS & DLC but today received a letter from Mortimer Clarke (similar to one the of the other members by the sounds of it).

                  Can anyone offer an help? Wondering if I should just settle and be done with it but the amount is a shade under 2k and I am completing on a house next month so I could really do without this cost...
                  Not sure what help it is you need, because there really is only two choices available to you and that's to either pay up or continue defending it and whether you want to defend it that is a decision entirely down to you, not us. Court claims at the moment from start to finish can take as long as 6-8 months but could be longer due to the ongoing events with Coronavirus. So you could save up for the next 6 months a little at a time and still have your day in court, plus even if you lose you don't automatically get a CCJ marked on your credit file, you have one month from the date of judgment to pay up. All in all, you could have anywhere between 6-12 months to save up the amount claimed for.

                  I suggest you make your own separate thread if you decide to defend it, and not piggy back on someone else's to avoid confusion and you should start with any letters you received regarding threats of legal action otherwise we don't know what we are working with.
                  Check out some useful guides below

                  A guide to voluntary termination
                  Seting aside a CCJ
                  Completing an N180 Form (Courtesy of Jaguarsuk)

                  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
                  LEGAL DISCLAIMER
                  Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Some of the content I post may include example wording, letters, or other similar responses but they are intended purely for informational and educational purposes. Using some or all of the content I post may fail to meet your needs that is specific to your situation. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice and you can do this through the Law Society's Find a Solicitor database, by contacting your local Citizen's Advice Bureau or legal advice centres such as LawWorks. You may also be able to seek legal advice from your local university who may run a free (but limited) legal advice clinic to members of the public.

                  Comment


                  • #24
                    Well, its now getting toward the end of May 2020. This all started back in September 2018!!

                    I've had nothing from Mortimer Clarke since their letter in December!

                    Thinking, the longer this goes on with no response from them, the better it is for me!

                    Here's hoping!!

                    Will post again if i receive anything!

                    Comment

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                    Voluntary Termination: Letter Templates
                    A guide to voluntary termination: Your rights

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