Tweet
as is what the title states only a little more complex than just a repossession, so here goes.....
a friend of mine took out a hire purchase agreement last year (2017) around about mid April, within the first 3 months the car spewed it with oil pump failure causing major damage to the engine, which has cost him £900 to have the engine rebuilt and turbo replaced alone, that’s not including removal and fitting of the engine, it was only lucky that I am a mechanic that I helped in my spare time to cut costs.
Anyway, the finance company had an assessor sent out when the damage was done to see if it could be covered it under warranty, but because nothing was visual on the engine they wrote back and said it was a “wear and tear” issue and that he would need to resolve the problem himself unless he had a further engine inspection done internally... so he got one done privately as they wished and it shown oil pump failure due to services not being carried out etc, (which were shown as full in the book) and it starved the engine and turbo of oil causing a catastrophic detonation to the engine.
With this proof produced from a reputable engine builder and repair specialist, the finance company and dealer still refused liability after being sold a car not fit for purpose.
My friend stupidly stopped paying them around November/December 2017, as they wouldn’t investigate further or give any sort of financial help considering the damage sustained in the warranty period, for him only to ring up yesterday and request a billing amount to bring it up to date and the finance company tell him the car is now under a repossession Order and there is nothing he can do about it... that’s after he’s spent about a thousand pound in repairs and only had the car on the road for about 2 months since signing the agreement last year, it’s not even completely put back together yet and they’re demanding the car.....
where does he stand as hes he’s put a lot into this car and they are only going to rip him off further when the car goes to auction?
If more information is needed then please do ask, I may take a little time in responding as I’ll have to wait for the information from the third party, cheers!
a friend of mine took out a hire purchase agreement last year (2017) around about mid April, within the first 3 months the car spewed it with oil pump failure causing major damage to the engine, which has cost him £900 to have the engine rebuilt and turbo replaced alone, that’s not including removal and fitting of the engine, it was only lucky that I am a mechanic that I helped in my spare time to cut costs.
Anyway, the finance company had an assessor sent out when the damage was done to see if it could be covered it under warranty, but because nothing was visual on the engine they wrote back and said it was a “wear and tear” issue and that he would need to resolve the problem himself unless he had a further engine inspection done internally... so he got one done privately as they wished and it shown oil pump failure due to services not being carried out etc, (which were shown as full in the book) and it starved the engine and turbo of oil causing a catastrophic detonation to the engine.
With this proof produced from a reputable engine builder and repair specialist, the finance company and dealer still refused liability after being sold a car not fit for purpose.
My friend stupidly stopped paying them around November/December 2017, as they wouldn’t investigate further or give any sort of financial help considering the damage sustained in the warranty period, for him only to ring up yesterday and request a billing amount to bring it up to date and the finance company tell him the car is now under a repossession Order and there is nothing he can do about it... that’s after he’s spent about a thousand pound in repairs and only had the car on the road for about 2 months since signing the agreement last year, it’s not even completely put back together yet and they’re demanding the car.....
where does he stand as hes he’s put a lot into this car and they are only going to rip him off further when the car goes to auction?
If more information is needed then please do ask, I may take a little time in responding as I’ll have to wait for the information from the third party, cheers!
