Voluntary termination of car and gap insurance

[juneslass]

have paid half of car fnance and voluntary returnng car fnance want me to pay 492 for the gap nsurance within 30 days as they sad its seperate or our credit file will mark as default now the gap is on the same credit agreement ( which we did not know we had our mistake) but if its seperate as they say why must i pay withn 30 days

[des8]

As posted on your earlier thread:
"The finance side of GAP is separate.
Generally insurers will refund premium on a pro rata basis (although some will use short term rates), but the finance company then charge an administration fee.
Without knowing what you paid, the time scales involved, the T&Cs of both insurance and finance and the companies involved it is not possible to comment on the figure you are being asked to pay."