Who is the legal owner of car

[stevel]

Hi , My daughter had a car bought for her off her husband, he got it on finance. Now since he left home 6 months ago he got a Bank loan and paid off the vehicle. Now he say`s the Bank owns the car, is this right and does my daughter not have a say in this, since it was a gift to her, the car is not in her name...... thanks

[Amethyst]

Re: Who is the legal owner of car

Oops thought I'd deleted it, t'was SPAM

[righty]

Re: Who is the legal owner of car

Hi there,
this is possible task for you. You are A person how gift the car your own daughter if you want any subjection please go to SPAM REMOVED

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[infirob]

Re: Who is the legal owner of car

Hi there,
this is possible task for you. You are A person how gift the car your own daughter if you want any subjection please go to SPAM REMOVED

[righty]

Re: Who is the legal owner of car

The problem is my daughter has been shit on and i dont want her loosing her car [ the one that was a gift] nor should she be letting him have the other car that he took with him. dont forget there are 2 cars in this situation now .. The first one we first talked about was a gift that was not in her name but she had insurance for it..... The second one ive mentioned lately [ the one he took when he left ] is in her name and they both used this one when they was still together ...... Is this classed as part ownership and if so , can she sell it ?

Was the car he now has purchased using dealer finance & if not how?

[des8]

Re: Who is the legal owner of car

Unless there is a court order I don't see how your daughter can "lose" the car which was gifted to her and is in her possession.
On the other hand the second car, in possession of your daughter's ex, is a different matter.
What do you mean when you say it is in her name? If you refer to the V5C we have shown how easy it is to change the name, and it does not prove ownership.
Was the vehicle bought jointly?
How were the family finances arranged?
Did one work while the other cared for the home and children?
Without a lot more detail it is impossible to apportion ownership and in any case as the ex has possession, how is it proposed your daughter sells the vehicle without the cooperation of the ex.

As an aside if there were two cars in the family (and assuming they were more or less on a par with each other) why shouldn't they have one each?

[stevel]

Re: Who is the legal owner of car

The problem is my daughter has been shit on and i dont want her loosing her car [ the one that was a gift] nor should she be letting him have the other car that he took with him. dont forget there are 2 cars in this situation now .. The first one we first talked about was a gift that was not in her name but she had insurance for it..... The second one ive mentioned lately [ the one he took when he left ] is in her name and they both used this one when they was still together ...... Is this classed as part ownership and if so , can she sell it ?

[des8]

Re: Who is the legal owner of car

What is the practical problem here?
He claims the bank own the car. Has the bank asked for it?
Your daughter claims ownership.
She has possession.
The V5 is in her name
She has insured the vehicle in her own name, (and presumably advised the ins. co. on the proposal that she was the owner)

Other than husband (separated/divorced?) being a***y and trying to wind up your daughter is there a problem?
I would just ignore him

[stevel]

Re: Who is the legal owner of car

Yes she has her own insurance. There are 2 vehicles involved in this , the one we have already discussed and the one he took with him 6 months ago , this one is in her name so what happens about that, like you say the V5C is no proof she own`s this car but i suppose they both own as they both bought it when they were together, so has she no say in this one...

[des8]

Re: Who is the legal owner of car

Good point, but going off topic.
On break up of a marriage there is much to disentangle.

[vanman]

Re: Who is the legal owner of car

Already pointed out post 8, but in any case DVLA have to be notified of change of keeper

:doh:


oops didn't see that.

but what about her insurance has she got her own

Not all car insurance companies will insure you as the 'main driver' on a car insurance policy if you don't officially own the car.

Worse still, if you aren't up front about the vehicle's ownership and your insurer finds out they are likely to cancel your policy - something that could leave you high and dry if you did need to make a claim.
Insurers take ownership of a vehicle as the person named as the 'registered keeper' on the DVLA's records. They also assume that the person insured as the 'main driver' on a policy will use the car most of the time - this is something you need to bear in mind when you're shopping around for car insurance.

http://www.money.co.uk/article/10091...#ixzz38znu5Hpz

[des8]

Re: Who is the legal owner of car

sorry but i must point out the V5C is not proof of ownership.

Already pointed out post 8, but in any case DVLA have to be notified of change of keeper

[vanman]

Re: Who is the legal owner of car

you fill in a V62 (download here:http://www.direct.gov.uk/prod_consum.../dg_067819.pdf)
Send it off with £25 (I think) and the V5 arrives in about 4 weeks!

sorry but i must point out the V5C is not proof of ownership.

[stevel]

Re: Who is the legal owner of car

Got the form now and thank you again.......

[des8]

Re: Who is the legal owner of car

How will she get the V5 put in her name without his signiture

you fill in a V62 (download here:http://www.direct.gov.uk/prod_consum.../dg_067819.pdf)
Send it off with £25 (I think) and the V5 arrives in about 4 weeks!