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Hello, I am looking for a little advice.
I was in a car accident at end of 2023. I was driving down a busy Main Street and the car in front of me indicated left and pulled over (stopped). I continued on, overtaking them, and as I was just passing the front of their car they indicated right and pulled out and hit the back left side of my car. Fortunately I had very little damage (a couple of small scratches and a crack back left end of car by wheel arch). We exchanged details (they were a new driver and had a one of those insurance box things in car). No-one was injured and the other driver made me wait in the rain for her dad to come who then asked me what do we do. At no point did they admit fault, however, they stated that they were indicating when they pulled out so it was not their fault (apparently they didn’t think they needed to check that there wasn’t another car in the way before pulling out). Anyway, it was late and dark and hammering down with rain so I could not take photos or even see any damage to my car but the front right of the other drivers car was all smashed up. I phoned insurance company as soon as I got home (I tried the police at the scene and again at home, no-one answered the phone, so was never reported to them, I know, I should’ve kept trying but my insurance company said that it was ok).
Long story short, I haven’t heard anything since jan 2024 so emailed for an update yesterday (have had a lot going on at home and this was kind of put on back burner cos I was waiting for insurance company to contact me). Insurance company phoned me and the other driver is claiming damages and 100% my fault and have stated they were stationary and I hit them. I asked my insurance company how that would be possible considering where the damage is on both cars. Am really annoyed that they are lying. I have to wait till 25th March as this is the date when they will chase other insurers again. I have stated that I dispute this version of events and I will not accept full liability, even if this means going to court.
My question is, given that they were on my left side and I was going past them and the damage is to the front right of their car and the scratches and crack are the back left of my car by the wheel arch, will this show that they hit me a couldn’t have been stationary? I am not sure how impacts work, is there a common standard like if the car that impacts has the most damage? May be a silly question.
Assuming that the other driver does not back down (my insurance wants to settle 50/50 liability, which is annoying but understandable as there are no witnesses (everyone on the road just continued on and didn’t stop and there were no passers by). Should I get my own solicitor now or at all if it goes to court?
If it does go to court, what happens? Would the damage show that they were not stationary and that they are lying? Would the box in their car from insurance company show the speed they were going at the time of the accident? I am not sure how these work.
Any advice would be much appreciated.
Thanks
I was in a car accident at end of 2023. I was driving down a busy Main Street and the car in front of me indicated left and pulled over (stopped). I continued on, overtaking them, and as I was just passing the front of their car they indicated right and pulled out and hit the back left side of my car. Fortunately I had very little damage (a couple of small scratches and a crack back left end of car by wheel arch). We exchanged details (they were a new driver and had a one of those insurance box things in car). No-one was injured and the other driver made me wait in the rain for her dad to come who then asked me what do we do. At no point did they admit fault, however, they stated that they were indicating when they pulled out so it was not their fault (apparently they didn’t think they needed to check that there wasn’t another car in the way before pulling out). Anyway, it was late and dark and hammering down with rain so I could not take photos or even see any damage to my car but the front right of the other drivers car was all smashed up. I phoned insurance company as soon as I got home (I tried the police at the scene and again at home, no-one answered the phone, so was never reported to them, I know, I should’ve kept trying but my insurance company said that it was ok).
Long story short, I haven’t heard anything since jan 2024 so emailed for an update yesterday (have had a lot going on at home and this was kind of put on back burner cos I was waiting for insurance company to contact me). Insurance company phoned me and the other driver is claiming damages and 100% my fault and have stated they were stationary and I hit them. I asked my insurance company how that would be possible considering where the damage is on both cars. Am really annoyed that they are lying. I have to wait till 25th March as this is the date when they will chase other insurers again. I have stated that I dispute this version of events and I will not accept full liability, even if this means going to court.
My question is, given that they were on my left side and I was going past them and the damage is to the front right of their car and the scratches and crack are the back left of my car by the wheel arch, will this show that they hit me a couldn’t have been stationary? I am not sure how impacts work, is there a common standard like if the car that impacts has the most damage? May be a silly question.
Assuming that the other driver does not back down (my insurance wants to settle 50/50 liability, which is annoying but understandable as there are no witnesses (everyone on the road just continued on and didn’t stop and there were no passers by). Should I get my own solicitor now or at all if it goes to court?
If it does go to court, what happens? Would the damage show that they were not stationary and that they are lying? Would the box in their car from insurance company show the speed they were going at the time of the accident? I am not sure how these work.
Any advice would be much appreciated.
Thanks
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