Motonovo Finance and Excess Mileage

[Ishtiaqueu]

Hi guys and Rob,

I am new to the forum and have been reading around similar cases to the situation I’m currently
in with my finance company. I have VT’d, my car has been taken and I have been sent a letter stating I have no liability but a charge for excess mileage. I will attach the letter sent to me. Any advice would be appreciated. Many thanks.

[Ishtiaqueu]

Hi, I wasn’t the most cooperative with the finance company and decided not to take action and consequently not pay the excess mileage. I stupidly now find myself in a situation whereby the charges have been passed on to a credit management company. They have now sent me warning letters and have requested for myself to pay the charges immediately. Is there anything I could do at this stage or do I need to arrange to pay them. Any help would be appreciate thanks*

[R0b]

Hello, nobody is going to tell you whether you should pay for excess mileage charges because that is a question only you can answer. As you've read threads on this forum then you'll know the general position regarding these charges.

What is the name of this credit management company? Normally they are just debt collectors who have absolutely zero powers other than harassing you, unless they've actually purchased the debt from Motonovo in which case they are the creditor. Regardless, the position remains the same unless and until either decide court action.

I've recently updated the Voluntary Termination guide which should give you everything you need to know to make your own decisions, deal with this on your own and whether to pay up or not.

https://legalbeagles.info/forums/for...on-your-rights