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Excess mileage

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  • Excess mileage

    I have recently done VT on car and are being charged almost 3000 excess mileage as well as 800 for damages. I used the template letters claiming as I have paid 50% I have no more liability.
    However they have responded with counter claim using common law of misrepresentation regarding unexpected depreciation. They claim that I misrepresented my intended use of the vehicle.
    Not sure what to do next.
    Tags: None

  • #2
    Do a search on the forum, there is plenty of information on here and a recent post with the same issue. I assume the finance company is FCA since they like to use the common law misrepresentation argument. You'll find there's example responses to their letters.

    You may have a counter-argument to say you were mis-sold either because you weren't told about the annual mileage and it was hidden in your contract which is a significant term that should have been drawn to your attention, or alternatively you could say you were mis-sold if you were told by the salesperson that you could VT without any penalty.
    Check out some useful guides below

    A guide to voluntary termination
    Seting aside a CCJ
    Completing an N180 Form (Courtesy of Jaguarsuk)

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    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Some of the content I post may include example wording, letters, or other similar responses but they are intended purely for informational and educational purposes. Using some or all of the content I post may fail to meet your needs that is specific to your situation. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice and you can do this through the Law Society's Find a Solicitor database, by contacting your local Citizen's Advice Bureau or legal advice centres such as LawWorks. You may also be able to seek legal advice from your local university who may run a free (but limited) legal advice clinic to members of the public.


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