CCJ Issued after Unpaid Parking Eye Ticket

[StanString]

Hi all, I've had a good browse through the forums over the last week or so before deciding to bite the bullet and creating an account to ask for your views on this.

Long story short, I was in a toxic relationship back in 2015 based in Carlisle. I made a swift exit due to mental health reasons and I returned to Blackpool to live with my relatives.

During this time I was suffering with depression and not in a great way. I am now much better!

My issue begins here.. When I moved back to Blackpool in October 2015, I packed a small van with a few belongings and not much else. When I settled back in Blackpool, I began making arrangements for post to be diverted to my new address. Unknowingly, during my time in Carlisle and since being in Blackpool, my ex partner would hide and dispose of my mail without me knowing until I was able to divert my mail to my new address.

Since leaving Carlisle I have never really looked back due to the nature of the relationship I left behind. Now I am in a position to purchase a house, I have checked my credit report to find I have a CCJ issued in my name from October 2015! The CCJ has not been settled as I have literally only just found out about it! The Court say that the CCJ was issued by Parking Eye.

Please can somebody advise me what the best case scenario would be here? I can afford to pay and settle the CCJ, but would I still be able to purchase a house with this on my credit report? How do I contact Parking Eye to settle the CCJ?

I am sorry for the lengthy post however, I have tried to condense this as much as possible! Any help is massively appreciated!

I have also attempted to complete a Draft Order and a Witness Statement - however, I'm probably not the wisest owl when it comes to this sort of thing!

D

[R0b]

Hello

I would suggest that you have a read of my guide to setting aside default judgments (

click here for link

). It will give you an overview of what is required to set the judgment aside.

It would be prudent to send a letter to ParkingEye seeking their consent to setting aside the CCJ. There is a sample letter that you can

find here at post #6

but given your circumstances, you might want to consider amending the letter so that you are offering to pay the application fee, offer to pay the amount in full within 7 days provided that their claim is withdrawn. By going down this route, everyone is a winner (in some sense) however, if you or ParkingEye reject any settlement, then you would have to risk persuading a court that either service of the claim form was defective or there is some other good reason why it should be set aside which is not always guaranteed and you should make sure you are thoroughly prepared if you are heading into court.

Once you've read the above, there is a template application, witness statement and draft order in my list of templates (click here). It might be helpful to post up draft copies of your defence, draft order, witness statement and application on your thread for one of us to comment on.

I've also tagged ostell for comment in relation to parking arguments