Building regs pre 1985

[Nellynoodle]

Looking for some additional advice. We are in the process of buying a bungalow that has had the loft converted, we have a copy of a passing of plans letter from 1982.
mortgage company are refusing to recognise the bedroom as room for either dwelling or sleeping as we cannot provide building regs. As a result they have down valued the property by 25k.
obviously there are no proof of building regs because of the date.
has anyone else been in this position?
vendor refuses to renegotiate, we just need to push this forward.
solicitor seems pretty useless
thanks in advance

[atticus]

Has your solicitor raised the possibility of an insurance policy in respect of any risk?

[Nellynoodle]

It was mentioned but as the property does need some remedial building work done we have been advised that as soon as we commence building work it will negate the indemnity policy. Also I may be wrong but I was under the impression that this would only cover us for any push back from the council? We are more concerned that in effect the three bedroom house we thought we were buying is in effect only a two bed. Would appreciate your thoughts? Thankyou

[des8]

I understand a regularisation certificate can be issued by building control for a fee
The works will be inspected and checked that building standards at the time of build will be applied.
Might be a bit disruptive to the building as inspection of concealed parts might be needed, and so current owner might not be to receptive to the idea

[Nellynoodle]

Hi des
yes ordinarily we would look to go down that route but apparently this cannot be done with works carried out pre 1985 and this was done in 1982

[wales01man]

Time to walk away IMO

[atticus]

or reduce the price

[dslippy]

This is the seller's problem. Do not let it become yours. They need to sort it out, not you.

[des8]

or find another lender

[Nellynoodle]

We have asked them to consult the council re regs and would happily pay the agreed price or to re negotiate, their estate agent has advised they take this route and they have now refused any contact via the agent and only through solicitors !
its a probate sale … what a nightmare!