Just a bit of advice regarding gifted deposit

[DannyAg]

Me and my partner are in the process of obtaining a mortgage..*

we were gifted a £15,000 from her mum and dad which was from partners grandmothers estate.*

Along with usual gifted deposit letter*
We have provided my partners bank statements showing the money coming in to her account, and her parents account showing the money going out. Her parents also provided a bank statement with the initial transaction from the solicitors going into their account and also a letter from solicitors confirming amount to be paid.

However this does not seem to enough as they are now questioning other transactions in her account which we are not using for our deposit,*

one is £5000 gift to help towards our wedding and another £1500 from my mum also to help towards our wedding.

Does this sound like normal practice when trying to prove proof of deposit?

Thanks Daniel*

[Vikram Mohan]

Me and my partner are in the process of obtaining a mortgage..

we were gifted a £15,000 from her mum and dad which was from partners grandmothers estate.

Along with usual gifted deposit letter
We have provided my partners bank statements showing the money coming in to her account, and her parents account showing the money going out. Her parents also provided a bank statement with the initial transaction from the solicitors going into their account and also a letter from solicitors confirming amount to be paid.

However this does not seem to enough as they are now questioning other transactions in her account which we are not using for our deposit,

one is £5000 gift to help towards our wedding and another £1500 from my mum also to help towards our wedding.

Does this sound like normal practice when trying to prove proof of deposit?

Thanks Daniel

Yes the solicitors have a duty of care to comply with "Anti Money Laundering" and "Know your Client" compliance procedures, they are supposed to report you if they believe anything suspicious is happening. They will not discuss the rationale with you as it could be considered "tipping off" by the regulators.

P.S. you are aware of the tax implications of your parents gifting you all this money yes?