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Can you please advise us what to do next.
We had a property repossessed in Dec 2008. We had left the country as my husband lost his job but managed to find some employment in France we had told the building society the situation and gave up the property to be repossessed, as we were falling further and further behind with the payments. We were told via the telephone that the property was for sale £269,950 non negotialble, so we knew it would cover the cost of the mortgage. The house was put up for sale on 19th Feb 2009. On 24th Feb 2009 we told the building society of someone that was interested in buying the property at that price.( We have proof of this in from the building society) They gave us the details of the agent too, which we relayed to the interested party, the interested party contacted the agent by email - the email was never acted on or read. (Again we have an proof of that the internet enquiry was not read by the agent)
The property was quickly reduced in price to £245000 the reason being given as that there was little interest ( 7 viewings and one offer in Feb in the height of a recession) The policy of the building society is I believe to reduce but only if there has been no interest.
In the building society valulation there are 8 properties listed of very similar specifications, some in the same street. Valued between £279950 -£350000. Ours also being marked in good condition.
They actually sold the house at £240000. There are lots of other discrepensies, such as telling us at first we owed £12000 to them then to change it a couple of months later to £24000. W
We also requested a SARN 6th Sept 2010 this finally arrived 31 Jan 2011 ( Well outside the legal requirement of 40 days)
They have also constantly sent our personal financial details to various unauthourised addresses rather than our home address despite us religiously updating new addresses, we even have a a copy of a letter where they refused to update our address as it was in France.
My problem is what do I do next?
We had a property repossessed in Dec 2008. We had left the country as my husband lost his job but managed to find some employment in France we had told the building society the situation and gave up the property to be repossessed, as we were falling further and further behind with the payments. We were told via the telephone that the property was for sale £269,950 non negotialble, so we knew it would cover the cost of the mortgage. The house was put up for sale on 19th Feb 2009. On 24th Feb 2009 we told the building society of someone that was interested in buying the property at that price.( We have proof of this in from the building society) They gave us the details of the agent too, which we relayed to the interested party, the interested party contacted the agent by email - the email was never acted on or read. (Again we have an proof of that the internet enquiry was not read by the agent)
The property was quickly reduced in price to £245000 the reason being given as that there was little interest ( 7 viewings and one offer in Feb in the height of a recession) The policy of the building society is I believe to reduce but only if there has been no interest.
In the building society valulation there are 8 properties listed of very similar specifications, some in the same street. Valued between £279950 -£350000. Ours also being marked in good condition.
They actually sold the house at £240000. There are lots of other discrepensies, such as telling us at first we owed £12000 to them then to change it a couple of months later to £24000. W
We also requested a SARN 6th Sept 2010 this finally arrived 31 Jan 2011 ( Well outside the legal requirement of 40 days)
They have also constantly sent our personal financial details to various unauthourised addresses rather than our home address despite us religiously updating new addresses, we even have a a copy of a letter where they refused to update our address as it was in France.
My problem is what do I do next?
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