Can anyone advise please, as possession order already granted to the lender, & vacate deadline is a few days away.
I realise that posters will have many questions but, please, can anyone help these questions first? I need to clarify what protection, if any, we have to delay possession and receivers.
For info: Unregulated residential first-charge mortgage, entered into in May 1992, term officially ended May 2017, extended beyond that date due to health & other issues.
From
Q1 Would this mortgage have become a regulated mortgage contract (RMC) from 21 March 2016 PERG 4.4.1 and should the lender have issued revised ts&cs at that point? The lender obtained a straight possession order saying the court had no discretion under s36 of AJA 1970 - was that correct or should CCA or FSMA have applied instead.
Thank you
I realise that posters will have many questions but, please, can anyone help these questions first? I need to clarify what protection, if any, we have to delay possession and receivers.
For info: Unregulated residential first-charge mortgage, entered into in May 1992, term officially ended May 2017, extended beyond that date due to health & other issues.
From
Q1 Would this mortgage have become a regulated mortgage contract (RMC) from 21 March 2016 PERG 4.4.1 and should the lender have issued revised ts&cs at that point? The lender obtained a straight possession order saying the court had no discretion under s36 of AJA 1970 - was that correct or should CCA or FSMA have applied instead.
Thank you
Comment