Help with charging order

Char1

Junior Member

Joined: Dec 2013

Posts: 1
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#1

Help with charging order

18th December 2013, 23:02:PM

Haven't been able to keep up with my ccj monthly payments as i have lost my job and have now received a interim charging order for the middle of January not sure where to go for help I am so cross with myself

can anyone help

thanks
Char

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debbbs

Junior Member

Joined: May 2008

Posts: 28
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#2

3rd January 2014, 20:34:PM

Re: Help with charging order

Hi

Unfortunately because you have defaulted on the Judgement order, they can and will obtain a charging order.

Can you give a bit more info.

Is the property in your name alone
Is their equity in the property
What was the value of the CCJ
What were your monthly repayments
Do you have any children/dependants

You can't stop the charging order from being granted, but you need to ensure that they can't apply for a sale order.

The judge has to grant the CO because you defaulted on the CCJ, but he does have the power to grant it with restrictions which will prevent any further enforcement action.

Debs x
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