guidance on deceased sons "estate" needed.

[MissFM]

Re: guidance on deceased sons "estate" needed.

I have just found out that he owed them around £900, have no idea how the debt got so large so I can understand why they want to try and recover it. Have had a friend of his contact me who is a solicitor and she has advised that he would be known as "a man of straw" in legal terms. will be e mailing the CEO tonight.

It's truly dreadful that Anglian Water should behave with such insensitivity, Peter P.

You cannot inherit a debt in which you had no stake, even in this country as it stands now.

It doesn't matter how much he owed them, you are not liable.

[enquirer]

Re: guidance on deceased sons "estate" needed.

... will be e mailing the CEO tonight.

If you really feel that you must email or call them, send a follow-up letter confirming the contents of the conversation. Keep a copy and send Recorded Delivery.

[enquirer]

Re: guidance on deceased sons "estate" needed.

You cannot inherit a debt in which you had no stake, even in this country as it stands now.

The government is working on it. Every now and again, the idea of inheritable debt is floated in the press, just to see what the public reaction is.

[peter p]

Re: guidance on deceased sons "estate" needed.

Perhaps he was charged extra after he'd obtained their assurance that all of their water had been personally passed by their MD?

Gave me something to smile about, thanks.

[bluebottle]

Re: guidance on deceased sons "estate" needed.

The government is working on it. Every now and again, the idea of inheritable debt is floated in the press, just to see what the public reaction is.

All the politicians are doing is what their paymasters/puppetmasters - the banks and tax dodgers - are telling them to do. That only happens for as long as people let them do it and, eventually, something gives. That is when the proverbial hits the air conditioning and sticks to those who deserve it.

[peter p]

Re: guidance on deceased sons "estate" needed.

Just one line from Mr Paul Simpson's reply to me this morning.

"No further action will take place and we have this morning written the debt off and closed the account"

thanks Clevercloggs for the contact information

[enquirer]

Re: guidance on deceased sons "estate" needed.

"No further action will take place and we have this morning written the debt off and closed the account"

Good - but it would be wise to get it confirmed in writing.

[peter p]

Re: guidance on deceased sons "estate" needed.

Good - but it would be wise to get it confirmed in writing.

That is one line from Peter Simpson e mailed reply, from his personal e mail.To be fair to him he acknowledged my e mail (not an auto reply) after 10 pm last night and said he would look at it this morning, and true to his word he did. Credit where it's due.

[jon1965]

Re: guidance on deceased sons "estate" needed.

Hi there
I am sorry to hear of your loss.
I went through similar with my estranged wife when she died. I have to be honest and found Philips and Cohen Ok. When they wrote I just called them explained and put it in writing.

Any ability to get a funeral grant is sadly down to your ability to pay. If you are on income based benefits you should qualify.
This may sound very hard but when it comes to the funeral there are ways to reduce costs such as organise your own flowers , don't have a car. I know it is really hard but the size of the funeral has no bearing on how much you loved your son but I do understand that you may want him to have a good send off

I hope you do not think I sound callous, I am far from it after losing several people over the last few years

[CleverClogs]

Re: guidance on deceased sons "estate" needed.

This may sound very hard but when it comes to the funeral there are ways to reduce costs such as organise your own flowers , don't have a car.

... buy a coffin through eBay. (link 1, link 2) :behindsofa:

[jon1965]

Re: guidance on deceased sons "estate" needed.

Cloggy I do hope the OP has managed to keep a sense of humour at this time.
I appreciate your wit though.

[enquirer]

Re: guidance on deceased sons "estate" needed.

That is one line from Peter Simpson e mailed reply, from his personal e mail.To be fair to him he acknowledged my e mail (not an auto reply) after 10 pm last night and said he would look at it this morning, and true to his word he did. Credit where it's due.

However ...

I know from personal experience (with Anglian Water, as it happens), that it is only too likely that at some point in the future, a mad computer might again start churning out unwarranted demands. On telephoning, you will get some jobsworth who knows nothing and cares less, and thus the entire circus begins again. It's then that you will need your written confirmation.

It may also be useful if the DWP and HMRC get stroppy.

[peter p]

Re: guidance on deceased sons "estate" needed.

I know I am resurrecting an old post but would just like to finalise this blog and I think it will do me good to do so-so put up with me please.
We have now closed down the accounts and believe it or not the final tally was quite an eye opener. My son left reams of debt behind him and I still don't understand how a lot of the company's ever extended him credit that allowed him to indulge in the excessive spending associated with Bi Polar. It amounted to almost £3000 and he was being chased by several recovery agencies.
The good news is that EVERYONE of them, some required a copy of the death certificate, wrote off the debt without argument or hesitation and were very understanding and helpful.
We were not able to get any help from "The State" and so had to finance everything (and no CleverCloggs we didn't use e bay!). From a deficit of £6200 we eventually only had to find from our own pockets £2150 and that is for everything, we didn't skimp on anything but nor did we go over the top. Even E bay sellers took back items we bought for him, but never used.
I just wish there was a way to thank everybody for their consideration and help at a very difficult time for his Mum & I.
It it's only left for us to express our thanks to all the contributions to this blog, be they funny. sympathetic, helpful or whatever they gave us some good guidance and advice and even a smile once in a while.
Thank you, keep up the good work.

[enquirer]

Re: guidance on deceased sons "estate" needed.

I... I still don't understand how a lot of the company's ever extended him credit that allowed him to indulge in the excessive spending associated with Bi Polar.

Same as the banks - salesmen on commission.

Thanks for the feedback, hope that you will continue to visit the forum.

[jon1965]

Re: guidance on deceased sons "estate" needed.

It is good to hear it is all sorted. Just for the record I would never have been so crass as to suggest ebay for the coffin, that was someone else with a twisted sense of humour
From experience I know how funeral directors can persuade you to do x y z that just end up costing a fortune